Financing that puts you in the driver's seat
Get pre-qualified in minutes. See your actual rates and monthly payments on every car. No impact to your credit score.
Personalized Rates
Real terms for real cars
How financing works at THIScar
We've simplified the process so you can shop with confidence, knowing exactly what you can afford.
1. Get pre-qualified
Fill out a simple form to see your personal rates. It takes 2 minutes and won't affect your credit.
2. See your terms
Unlock real monthly payments and APRs on thousands of vehicles in our inventory.
3. Choose your ride
Shop with confidence and build a deal that fits your budget perfectly.
Smart financing for every buyer.
We believe buying a car should be transparent and fair. That's why we show you personalized terms upfront, work with a wide network of lenders, and help you find the best deal for your budget—whether you have perfect credit or are rebuilding.
Competitive Rates
We work with multiple lenders to compete for your business, ensuring you get the best possible APY.
Fast Approvals
Get a decision in minutes, not hours. Our digital process streams everything so you can shop sooner.
Secure Process
Your data is encrypted and secure. We use bank-level security to protect your personal information.
Tools & Resources
Value Your Trade
Get a real cash offer in minutes.